Taken from http://forums.indiegamer.com/showthread.php?t=5497

Dont buy a new car unless your old junk which is 20 yrs of age explodes on the highway and you escape uninjured. ( Buying a car in Malaysia is like owning a house in USA )

Dont own a credit card unless you travel abroad frequently

Dont save all your $$ in saving account . Invest at least 30-40% in Mutual and stock.

Dont buy too much lottery , a few buck per week is fine to try out your luck on the million buck chance.

Dont Smoke , cigarrate costs lots of money

Dont drink unless it’s provided freely during wedding ceremony.

Dont buy any new shirt and shoe unless somebody accidentally burn your current one .

And a really good one:

The public library is a fine place too for books, music and games.